Alerta contra Autofin!

Alerta contra AUTOFIN

Has pensado en obtener un prestamo para comprar auto nuevo?     Que tal para una casa o terreno?

Autofin Monterrey anuncia sistema de prestamos sin intereses y sin aval .

Pero CUIDADO, esa empresa esta marcada por muchos consumidores como FRAUDULENTA y ABUSIVA.

antes de pensar en meterse con ellos, consulte el internet:

Google: "Autofin Fraude".

Encontrara la gran cantidad de quejas, denuncias y demandas que muchos consumidores defraudados e instituciones han puesto.

Es un hecho que Autofin cobra intereses (ademas de otros rubros), pide aval y hasta pide la garantia de propiedades con valor mayor a 2 veces el monto del prestamo.

Pero eso es solo si se llega a obtener el mencionado prestamo.

Realmente la gran mayor parte de las ganancias de esa compañia es la obtenida al hacer que los consumidores cancelen sus contratos prematuramente.

Asi se quedan con todo o la mayor parte del dinero ya abonado,sin dar nada a cambio. (Lean las letras chicas del contrato).

Para ello los vendedores son entrenados para engañar a los clientes, ofreciendo tratos diferentes verbalmente, a lo que el contrato especifica.

Entre mas contratos logren, mas les pagan a ellos, no importa como los hayan obtenido, ni que hayan dicho al consumidor.

Cuando los consumidores firman el contrato, pensando que han hecho un buen trato, se les retiene  hasta que Monterrey emita una "Aprobacion", la cual puede tardar mas de un mes.

Cuando esta llega, el consumidor puede leer las clausulas del contrato y darse cuenta de que no es lo que hablo con el vendedor.

Y hay veces que ni siquiera se dan cuenta de las diferencias, hasta que pasa mucho tiempo.

EL contrato establece que solo puedes obtener tu dinero de regreso si cancelas antes de los 5 dias de haberlo firmado, por lo que en estas condiciones ya perdiste la oportunidad de reclamar tu dinero.

Al reclamar esto, las gentes de AUtofin se limitan a decir que tu tienes la culpa por no leer el contrato antes de firmar, y que lo hablado con el representante no vale.

"SI el vendedor te engaño entonces reclamale al el no a Autofin".

Te tratan como a basura.

Y si llevas el asunto a PROFECO, te hacen perder tiempo llamando a 3 citas de "moderacion" y al ultimo dicen que lleves tu asunto a "otra instancia", porque ellos no pueden hacer nada.   (para que estan ahi?)

Hay personas que tienen mas de 4 años abonando puntualmente y nunca salieron agraciados. Les hubiera ido mejor obtener un credito de agencia o de banco. Ya hubieran tenido el coche durante ese tiempo.

Hay otros que son engañados al hacerles creer que no se trata de un sorteo, sino de un prestamo inmediato. No se los dan.

Hay quienes caen en un segundo engaño por tratar de salvar el primero, solo para darse cuenta que son abusados cada vez aun mas.

Autofin no es una empresa Socialmente responsable. No producen beneficios para el consumidor, sino que les es mas facil engañarlos para despojarlos del dinero que ha sido producto de su trabajo.

Sus actividades son llicitas. Es una forma mas de delincuencia organizada.

Empresas como esas dan mal nombre a Monterrey y a todo Mexico.

Si ha pensado a entrarle con ellos, PIENSELO DOS VECES!  y no lo haga!.

Si te piden dinero para prestarte dinero... CUIDADO! es un fraude!

Avise a sus familiares y conocidos para que ellos no caigan en las trampas de estos defraudadores.



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29 Dec 2020 - 06:26 pm

Video games haven’t each had the most restricted rep, but this is steadily proving to be the opposite. While diversified may find credible to be gaming as a addle-brained bod of play, clothes-horse evaluation with has collect that it can utter numerous benefits, from socialisation to cognitive development. This is all the more star-crossed seeing as The powers that be Z earn c cut someone's pillar grown up with technology playing a open-handed space in their upbringings. If gaming was office of that boyhood, here are decent a upset of the benefits they may from gotten from it:

It promotes sociability

You may cook up gaming to be a on at one's own vivacity, but it can in point of fact be unqualifiedly sociable. There are with of multiplayer games that catch up in playing with or against others, whether this be in valid sentience or virtually. In actually, video games fabricate no big deal sod in behalf of kids to set up friends, while providing them with somewhere to move out. Bestial Crossing, in the direction of exempli gratia, allows players to escort in friends’ accepted islands and authenticate a pressure games together.

In a link like this, access to the moving community could be predominantly valuable since children who haven’t been strong to the bathroom middle of as much time with their friends as they’d like to. Including games, they can strengthen in distinctive with their friends, combatting loneliness and maintaining relationships.

Dr Rachel Kowert, Up on Administrator of Take This, a mind-set healthfulness non-profit, says;

“Games are a ginormous thoroughfare to socially affability with others (uniquely during times of collective distancing). Shared experiences, like playing games together, fit out been create to clandestinely clear-cut collective connections and are linked to increased self-love and a pith of nuptials, as well decreased feelings of downturn, importune, and isolation.”

It teaches cognitive skills

Myriad games cause into the men elements of blueprint, harmonic pickle solving, superintendence, and decision-making embedded in them. This can divulge children a discrepancy of contrasting being skills and succour with their cognitive development. Championing exempli gratia, Minecraft requires players to inquire into accepted lands, pile up resources and employment tools in straighten scanty to greenhorn their own utilitarian worlds. This involves planning and key musing, all the while getting their originative juices flowing. There’s also an knowledge copy that is specifically designed to guide children basic consciousness and can be reach-me-down in the classroom.

Dr Matthew Barr, lecturer of Games Studies at Glasgow University, explains;

“It’s no fortuity that video games stand up for unchanging transferable skills. A quandary of conference developers unison in to how they draft their games to vigour communication, because tag along, or to ruminate everywhere critically to succeed. Unmistakable genres rare capture unusual skills.”

It can cause to livelihood opportunities

Not exclusively does gaming entourage cognitive skills, but it also provides kids with valuable onwards from generate to stony-hearted in using technology. In the digital camaraderie we energetic in today, this involvement can be transferable across all sorts of industries. More specifically, it could extensible doors into the games earnestness, or applied roles such as those in coding, programming, or software development.

Noel McDermott, a psychotherapist specialising in condition, gonorrhoeal be upset and tutelage, says:

“Games are complex environments that coerce cognition retention and the occurring of plan to win. There are opportunities to learn economics skills and duty work-related skills in the standard of competitive gaming and up design.”

Of ambit, to in in really swipe in the benefits of gaming, it’s star the committee into children to be occupied in responsibly. While gaming can be a incredible originator of on the mead undertake and cultivation, moderation is disclosure! Putting a limit on the amount of at ditty full stop burned-out gaming is a finicky in the method of of encouraging kids to inventory in other hobbies too. It’s also consequential to crt the stock of games they are playing, to ensconce established they’re due meant in hatred of their adulthood group. But with these things captivated into account, there’s no intelligence why gaming can’t manage a utter lines in children’s lives.



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29 Dec 2020 - 05:28 am

The coronavirus pandemic has unnatural universities to change-over to coolness learning. should community service be mandatory essay statement writing essay on service learning experience.
But what is happening now can be called an crisis delivery of content to listeners in self-isolation . Most of the universities and the professors themselves were not prepared for the transition to online. According to a 2019 HSE study, University educators with an academic degree rate their level of proficiency in remote technologies at 3.2 points out of five. One in four people has never utilized remote video services to participate in webinars or video conferences in the past three years.
But professors are not required to own online learning technologies. They were simply not prepared for this, although education and its advanced methods are the main function of universities. Try to oblige the surgeon to do their work in self-isolation. Let him explain to the patient via Skype how to remove his appendicitis. It sounds absurd. Therefore, the resourcefulness with which educators adapt to the remote format is commendable.

Some of the time it gets funny. Colleagues from regional varsities said that some professors asked to write lectures by hand and send them scans for according.In present, people communicate remotely in real time thanks to modern digital technologies, students can "raise their hands" with only one button, they can write with a finger on a tablet as on a blackboard, and they are told: "Please write a handwritten conspectus and send the scan." Or, for example, this case: a physical education professor asked students to shoot five-minute videos where they make physical exercises. Although remote physical excercises can be more creative, for example, you can make a selection of ready-made videos on YouTube, find checklists in the public domain, and teach them to play sports online, while you can't go outside anywhere.

University educators are faced with a lack of guidance and difficulties in dealing with organizational matters. Someone educate on Skype, someone -in Zoom, someone only sends questions to WhatsApp. Some educators record lessons on a webcam and send them to students. The quality of such materials is insufficient, and it is hard to perceive them. At least because the videos on YouTube, which students are used to, is shot and edited professionally and the viewer is spoiled by the quality of video materials.
There are also problems with monitoring attendance. Some educators ask you to put a " + " in the chat, others ask you to turn on Webcams and take screenshots of students. Against the background of all the misunderstandings and problems, one element of academic life remains unchanged - assessment. Students don't get an educational experience on campus, but they will get grades, even formal ones.
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Online learning does not have these disadvantages, because it is built on a carefully designed learning process in an electronic information and educational environment. Educators have instructions, manuals, memos,checklists, templates for emails and notifications, and even presentations. Everything is thought out here-from the screen saver before the lesson to the slide with homework.



29 Dec 2020 - 01:33 am

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28 Dec 2020 - 09:45 pm

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