Alerta contra AUTOFINHas pensado en obtener un prestamo para comprar auto nuevo? Que tal para una casa o terreno?
Autofin Monterrey anuncia sistema de prestamos sin intereses y sin aval . Pero CUIDADO, esa empresa esta marcada por muchos consumidores como FRAUDULENTA y ABUSIVA.
antes de pensar en meterse con ellos, consulte el internet:
Google: "Autofin Fraude". Encontrara la gran cantidad de quejas, denuncias y demandas que muchos consumidores defraudados e instituciones han puesto.
Es un hecho que Autofin cobra intereses (ademas de otros rubros), pide aval y hasta pide la garantia de propiedades con valor mayor a 2 veces el monto del prestamo.
Pero eso es solo si se llega a obtener el mencionado prestamo.
Realmente la gran mayor parte de las ganancias de esa compañia es la obtenida al hacer que los consumidores cancelen sus contratos prematuramente.
Asi se quedan con todo o la mayor parte del dinero ya abonado,sin dar nada a cambio. (Lean las letras chicas del contrato).
Para ello los vendedores son entrenados para engañar a los clientes, ofreciendo tratos diferentes verbalmente, a lo que el contrato especifica.
Entre mas contratos logren, mas les pagan a ellos, no importa como los hayan obtenido, ni que hayan dicho al consumidor.
Cuando los consumidores firman el contrato, pensando que han hecho un buen trato, se les retiene hasta que Monterrey emita una "Aprobacion", la cual puede tardar mas de un mes.
Cuando esta llega, el consumidor puede leer las clausulas del contrato y darse cuenta de que no es lo que hablo con el vendedor. Y hay veces que ni siquiera se dan cuenta de las diferencias, hasta que pasa mucho tiempo.
EL contrato establece que solo puedes obtener tu dinero de regreso si cancelas antes de los 5 dias de haberlo firmado, por lo que en estas condiciones ya perdiste la oportunidad de reclamar tu dinero.
Al reclamar esto, las gentes de AUtofin se limitan a decir que tu tienes la culpa por no leer el contrato antes de firmar, y que lo hablado con el representante no vale.
"SI el vendedor te engaño entonces reclamale al el no a Autofin".
Te tratan como a basura.
Y si llevas el asunto a PROFECO, te hacen perder tiempo llamando a 3 citas de "moderacion" y al ultimo dicen que lleves tu asunto a "otra instancia", porque ellos no pueden hacer nada. (para que estan ahi?)
Hay personas que tienen mas de 4 años abonando puntualmente y nunca salieron agraciados. Les hubiera ido mejor obtener un credito de agencia o de banco. Ya hubieran tenido el coche durante ese tiempo.
Hay otros que son engañados al hacerles creer que no se trata de un sorteo, sino de un prestamo inmediato. No se los dan.
Hay quienes caen en un segundo engaño por tratar de salvar el primero, solo para darse cuenta que son abusados cada vez aun mas.
Autofin no es una empresa Socialmente responsable. No producen beneficios para el consumidor, sino que les es mas facil engañarlos para despojarlos del dinero que ha sido producto de su trabajo.
Sus actividades son llicitas. Es una forma mas de delincuencia organizada.
Empresas como esas dan mal nombre a Monterrey y a todo Mexico.
Si ha pensado a entrarle con ellos, PIENSELO DOS VECES! y no lo haga!.
Si te piden dinero para prestarte dinero... CUIDADO! es un fraude!
Avise a sus familiares y conocidos para que ellos no caigan en las trampas de estos defraudadores.
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